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Home Purchase Loans and Refinancing in California
Welcome to the official site of ROSS MORTGAGE. We are a full-service mortgage company based in San Ramon, CA. We are licensed to provide mortgage loans to anyone who qualifies anywhere in the state of California. We specialize in Home Purchase Loans and Refinancing in the entire state of California including the cities of San Ramon, Pleasanton, Dublin, Danville, Black Hawk, and Walnut Creek. We also serve the surrounding cities in Contra Costa County, Alameda County, Oakland, Alameda, Hayward, Fremont, Dublin, Berkeley, Marin County, Sausalito, Tiburon, San Francisco, San Mateo, Palo Alto, San Jose, Santa Clara, Santa Cruz, Sacramento, El Dorado Hills, Monterey, Los Angeles, Orange County, and San Diego. Whether you are buying a home or refinancing in any of these zip codes: 94583, 94506, or 94568, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
Contact ROSS MORTGAGE today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Recent Articles
Apr
30
2025
30
2025
March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers
As we move through the busy spring season, the March housing reports show a shifting market. Whether you're buying or selling, understanding what's happening right now can help you make better-informed decisions. Here's a simplified breakdown of the top five takeaways from March 2025...
As we move through the busy spring season, the March housing reports show a shifting market. Whether you're buying or selling, understanding what's happening right now can help you make better-informed decisions. Here's a simplified breakdown of the top five takeaways from March 2025...
Apr
23
2025
23
2025
Why the Housing Market Isn't Crashing in 2025
With rising home prices and fluctuating mortgage rates, it’s understandable that some are wondering whether a housing market crash is on the horizon. The good news? Multiple key indicators show that today’s market is fundamentally different—and more...
With rising home prices and fluctuating mortgage rates, it’s understandable that some are wondering whether a housing market crash is on the horizon. The good news? Multiple key indicators show that today’s market is fundamentally different—and more...
Apr
16
2025
16
2025
How Are Property Taxes Calculated? Here’s What Homebuyers Should Know
When you’re budgeting for a new home, there’s one number you don’t want to overlook: property taxes. Whether you're buying your first home, relocating, or investing in land, understanding how property taxes are calculated is essential to avoid surprises and...
When you’re budgeting for a new home, there’s one number you don’t want to overlook: property taxes. Whether you're buying your first home, relocating, or investing in land, understanding how property taxes are calculated is essential to avoid surprises and...
Apr
09
2025
09
2025
Southern Housing Markets Offer New Opportunities for Homebuyers
Recent trends in the southern U.S. housing market have created favorable conditions for prospective homebuyers. Cities such as Miami, Jacksonville, Tampa, New Orleans, and Memphis are experiencing increased housing inventories and extended listing periods, leading to more...
Recent trends in the southern U.S. housing market have created favorable conditions for prospective homebuyers. Cities such as Miami, Jacksonville, Tampa, New Orleans, and Memphis are experiencing increased housing inventories and extended listing periods, leading to more...
