925-353-7700

Call and ask about our Free Grant Down Payment Assistance Program Now!

  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

Today's Rates
View All
Apply Now
Get Started
Mortgage News
See All

Home Purchase Loans and Refinancing in California

Welcome to the official site of ROSS MORTGAGE. We are a full-service mortgage company based in San Ramon, CA. We are licensed to provide mortgage loans to anyone who qualifies anywhere in the state of California. We specialize in Home Purchase Loans and Refinancing in the entire state of California including the cities of San Ramon, Pleasanton, Dublin, Danville, Black Hawk, and Walnut Creek. We also serve the surrounding cities in Contra Costa County, Alameda County, Oakland, Alameda, Hayward, Fremont, Dublin, Berkeley, Marin County, Sausalito, Tiburon, San Francisco, San Mateo, Palo Alto, San Jose, Santa Clara, Santa Cruz, Sacramento, El Dorado Hills, Monterey, Los Angeles, Orange County, and San Diego. Whether you are buying a home or refinancing in any of these zip codes: 94583, 94506, or 94568, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo

Contact ROSS MORTGAGE today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

Jun
25
2025
Why Homeownership Is Still Worth It—Even Beyond the Finances
In today’s market, many buyers are asking: “Is homeownership still worth it?” With rising costs and economic uncertainty, it’s a fair question. But let’s pause for a moment—because homeownership has never been just about the money. In fact,...
Jun
20
2025
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
When it comes to mortgage rates, most people assume they rise or fall based on whatever the Federal Reserve is doing. But here’s the truth: the Fed doesn’t directly set mortgage rates—and relying on headlines or social media to “time the market” could...
Jun
13
2025
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
There’s big news in the real estate world—and it’s great news for homebuyers. The National Association of Realtors (NAR) has officially repealed the controversial no-commingling rule, a policy that had long made the online home search experience more...
Jun
04
2025
Why Now Might Be the Best Time in Years to Buy a Home (Seriously)
The Housing Market Is Changing—and It’s Finally in Your Favor If you’ve been sitting on the sidelines, waiting for the “right time” to buy a home, here’s your wake-up call: The market is shifting—and buyers finally have the upper hand...
background banner image

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand ROSS MORTGAGE's Privacy Policy.